FHA Lowers PMI Premiums, Rates Drop to 2-year Lows!
The FHA recently cut Private Mortgage Insurance (PMI) premiums. This has lowered the monthly costs for many to buy their first home or refinance their existing mortgage. FHA loan programs allow you to purchase a home with as little as 3.5% down.
Call us to see if we can reduce your payment or eliminate PMI for you altogether.
The other big news here in the winter of 2015 is that mortgage rates have unexpectedly dropped to two year lows. This means that even if you have financed or refinanced with the low rates of the last two years, you may still be able to save a substantial amount of money in your monthly payment, total interest, shorten the term of your loan or any combination of the three.
Many people assume credit is too tight or they won't qualify for a loan. Nothing could be further from the truth. Our home loan experts will help you through the maze of options to find the best solution for you. If you would like to discuss your situation with one of our experts, request a free, no obligation consultation. If you are ready to start, begin with our short form application or our long form application. Either way, we'll contact you and get your rate locked in right away!
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What our customers are saying:
"We received our first mortgage loan statement yesterday and the payment is in today’s return mail.
I will highly recommend Countybank Mortgage – and you specifically – to anyone looking for mortgage services.
Thank you again for all your efforts on our behalf throughout the refinancing process."
What We Do:
The experts at Countybank Mortgage will provide you with a Customized Mortgage Solution tailored to meet your specific needs. And as part of Countybank's family of companies, we are also positioned to offer you Customized Financial Solutions to suit your individual circumstances, with access to experts in banking, insurance, investments and more!
Our Customized Mortgage Solution is a system tailored to match the right mortgage strategy for your personal goals and objectives.
We specialize in Residential Lending with an emphasis in FHA, VA, USDA Rural Housing and Conforming loan programs. We also offer bundled real estate services to small businesses, community groups and organizations which allows their members or employees to take advantage of special offers and interest rates.
We guarantee a smooth closing!
The Countybank family of companies invite you to meet our experts in all areas of finance, inlcuding banking, insurance, investments, trusts, and financial planning. To meet the rest of Countybank's Family of Companies, click here.